work out what you can afford

When buying a home, it's crucial to determine what you can afford to avoid financial strain and potential difficulties in the future.

Here's how we help you work out what you can afford when purchasing a home

Financial Consultation

Lakara Properties offer personalized financial consultations to potential homebuyers. During these consultations, we review your financial situation, including income, expenses, savings, and any existing debts, to determine a suitable budget for buying a home.

Mortgage Pre-Approval

Lakara Properties have established relationships with various lenders. They can assist you in getting pre-approved for a mortgage, helping you understand how much you can borrow and what your monthly mortgage payments might be.

Affordability Analysis

Lakara Properties can help you calculate the total cost of homeownership, taking into account not only the mortgage payments but also other expenses like property taxes, homeowner's insurance, maintenance costs, and potential homeowner association fees.

Home Buying Education

At Lakara Properties we provide educational resources and guides on the home buying process, explaining various costs and factors to consider when determining affordability..

Local Market Insights

Lakara Properties has expertise in the local real estate market. They will guide you toward neighborhoods and properties that align with your budget while meeting your preferences and needs.

Negotiation Assistance

When you find a property you're interested in, the agency will provide negotiation support to help you secure the best deal possible..

Avoid stretching your budget

It’s tempting to go for a more expensive property, especially if you can secure a larger mortgage. However, it’s wise to avoid stretching your budget to the maximum, as it leaves little room for financial flexibility and can lead to financial stress.

Consult with our financial advisor or a mortgage broker who can provide personalized guidance based on your financial situation and local real estate market conditions.

Everything You Need To Buy A Home

Find the perfect place, submit a competitive offer, navigate financing, and get a great deal with in-depth guides and resources to walk you through buying a home.


Find the perfect home

Here’s what to consider while home hunting.


Make an offer

You’ve found ‘the one’ and you’re ready to make an offer.


Sort the paperwork

There’s a lot of paperwork involved in buying a home


Exchange and complete

Once you exchange contracts the completion date is set.

Your journey to finding the perfect home starts here with Lakara Properties. Let us be your guide, your advocate, and your partner in turning your homeownership dreams into reality. Explore our listings, connect with our team, and take the first step toward a new chapter filled with comfort, joy, and memories that will last a lifetime.

Looking for facts, figures or property advice?

Just ask Lakara Properties

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